Novated Leasing

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Summary

Car Type Small
Fuel Type Petrol
Vehicle Cost
Car Kilometres
Car Lease Term

Thank you for your enquiry

Total Weekly Cost: $

Savings per term: $

One of our leasing consultants will be in touch with you shortly. However, if you prefer to choose a time that’s more convenient to you, please book an appointment with us below.

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What is Novated Leasing?

Novated Lease is an easy and cost-effective way to finance a new or used car.

A novated lease is a type of salary packaging arrangement that you can make with your employer, where you agree to set aside some of your pre-tax salary to pay for a new or used car of your choice and all the running costs that come with it.

At Fleet Network by Paywise, we offer novated leases for employees across a wide range of industries, and we can help get you in your next new or used car sooner (whilst potentially saving thousands).

4 hour response time!

How does Novated Leasing work?

Novated leasing a three-way lease agreement between an employee, employer and a novated lease provider like us, Fleet Network. This agreement allows government and most private employees to finance a car of their choice?and all the running costs that come with it, using pre-tax income.

A novated car lease term can be anywhere between 1 and 5 years with each monthly payment goes towards reducing the balance of your lease. Because each payment is automatically deducted from your pre-tax salary, you won’t need to worry about remembering to make payments.

No matter what type of car you’re looking for, where you live in Australia, or what you do, when you choose Fleet Network for your novated lease, we’ll make it our mission to find the car you want at the best possible price.

From trying out our novated lease calculator, to your initial novated lease enquiry, car purchase and finance, right through to administration and novated car lease payments, we’re here for you. Our expert salary packaging consultants manage the entire process for you, with nothing for you to do but sit back and enjoy the seamless experience and our personalised service (whilst in your new car of course).

01
Select your make and model

Browse our wide range of auto brands to choose either a new or used car.

02
Submit an enquiry

Get in touch with one of our expert consultants to discuss your finance needs and current employment situation.

03
Receive your quote

We’ll come back to you with a quote on your chosen car, monthly lease payments, and expected annual savings.

04
Gain finance approval

Once you’ve gained finance approval and are happy to go ahead, we’ll work with your employer to set up regular payments on your behalf from your pre-tax salary.

05
Drive away in your new car

Enjoy your new car while saving more on income tax, fuel, registration, servicing, and other running costs.

Why choose a novated lease?

Maximise your take-home pay

Reduce your taxable income by salary packaging a portion of your weekly, fortnightly, or monthly gross salary towards your novated lease.

Get the best deal with our networks and buying power

Instead of shopping around at your local dealerships, you can leave it up to us to arrange the best car at the best price possible for you.

Stress less with all your running costs covered

Fuel, insurance, servicing, tyres, and registration are all budgeted for and included in your lease payments.

Save on GST

By salary packaging, you won’t need to pay GST on your car’s purchase price or running costs.

Get more leasing options and flexibility

We provide you with different options throughout your lease term. Whether you want to purchase, sell, or refinance at the end of the lease, the choice is yours!

How much can i save?

Costs and savings shown are based on salary packaging a vehicle under a novated lease over five years, driving 15,000km per year, and an annual income of $75,000. Weekly costs shown represent estimated net impact on after tax salary. Savings shown represent estimated tax savings over the lease term. Images are for illustrative purposes only. Before making a decision, you should consult your independent legal, taxation and financial advisor for advice relating to your personal circumstances. Finance is available to approved applicants only. Terms, conditions, eligibility criteria and fees and charges apply.

What’s included in a novated car lease?

We know you want to spend more time doing the things that make you happy, not budgeting and trying to figure out the things you don’t understand. This is where novated leasing comes in.

Whether you are looking to upgrade or thinking about purchasing a luxury vehicle, a novated lease can help you secure your next car. A novated car lease includes more than just the finance.

With novated leasing, not only will you be getting the best deal on the purchase price of your next car, but all your car-related running costs are also covered with a single monthly payment from your pre-tax salary. This can include:

  • Finance Payment
  • Fuel or charging cost
  • Comprehensive Insurance
  • Registration
  • Tyres
  • Servicing

The Fleet Network Difference

Here’s why more Western Australian employees choose us to help them salary package and purchase their new car.

Personalised service, from start to finish

At Fleet Network, you’ll talk to a real person, not a call centre. From day one, you’ll have a dedicated novated lease specialist to guide you through the entire process.

Trade-ins made easy

Got a car that’s struggling to sell? We can negotiate with our network of wholesalers and dealers to get it sold at a price you’re happy with.

4-hour response time, guaranteed

With dedicated teams across Australia, we’re as local as you and will respond to your enquiry within four business hours – that’s our promise to you.

A novated lease can get you the car of your dreams

Fleet Network is one of Australia’s leading Novated Leasing companies.

We help government and private employees across Australia secure their dream vehicle through a novated car lease. This means you can finance, salary sacrifice and save on the car of your dreams with running costs all taken care of. A novated lease works by allowing you to finance a car using pre-tax income, which can significantly reduce your taxable income.

How do we do this? Through salary sacrificing a new or second-hand car via a novated car leasing program! It’s time to say goodbye to regular car loans and say hello to a novated lease – the simplest and most cost-effective way to purchase your car and cover all the running costs that are associated with owning a new or used car.

See how we can help you below with our range of novated leasing options.

Calculate how much you’ll save when you switch to a novated lease with Fleet Network

Do you have a car loan? Switching to a novated lease could save you thousands. Simply use our novated lease calculator to see how much you’ll save.

 

Get A Quote!

4 hour response time!

Testimonials

Extremely professional!

Mitch and Helena are both a pleasure to deal with and were always happy to help with my enquirers. I have dealt with other leasing companies over the years but none of them were as professional and helpful as these two guys. I can’t speak highly enough of them, an asset to the business. Thanks guys, great work.

John Rekia
WA Police

The service has been outstanding

From my first enquiry to the delivery of my new car, the service has been outstanding. I would highly recommend Fleet Network to anyone considering salary packaging.

Frequently Asked Questions

What is included in a novated lease?

With a novated lease, typically, your lease payments include your finance repayment, fuel or charging costs, comprehensive insurance, registration, servicing, and tyres.

Does the car I choose through a novated lease have to be new?

No, the car doesn’t have to be new, but it does have to be less than 12 years old at the end of the lease. For example, if you want to lease a car that is 8 years old at the time of leasing, the maximum lease term would then be 4 years.

When it comes to a novated lease, leasing new cars is a preferrable option. As a major part of the cost of the lease is the running costs (such as maintenance and fuel), there is often very little difference in the reduction of your take home salary between new and second-hand vehicles.

Whilst purchasing a second-hand vehicle offers the opportunity to find a reliable car at a more accessible price point, important parts such as tyres, may not be in premium condition when you purchase second-hand compared to when they would be purchased new. This means over time they will almost certainly need replacing for more than the lease budget would allow.

When arranging a car through a novated lease, can I use my own insurance provider?

Yes, of course. While offering you options, Fleet Network also allows our Members to maximise the benefits of a novated lease by having the freedom to choose the insurance provider that suits them best.

Can I salary package my own car via a novated lease?

Yes, you can. If you have an existing vehicle on finance, we can arrange to transfer that vehicle and the loan to a novated lease, allowing you to take full advantage of the tax savings and benefits of novated leasing.

Can I take out a novated lease on a privately owned vehicle?

Yes, you can lease a privately owned vehicle. A Fleet Network consultant will help you through this process from start to finish.

Do I earn enough to benefit from a novated lease?

We’ll outline what benefits you’ll receive depending on your income at the time of receiving your personalised novated lease quote. However regardless of your income level,Ā novated leasingĀ a vehicle can offer you significant tax benefits. YouĀ won’t need to pay GST on a new carĀ purchased through a dealership with a novated lease which Ā can potentially save you thousands, in addition to GST savings on certainĀ running expenses. Speak to us to see what savings are available to you.

Read our latest blog articles

Starting a new job? What happens to your novated lease?

If you entered a novated lease agreement with your current employer and have decided to move on to greener pastures, what happens to the lease?

Read now >

Novated Lease vs. Car Loan. What’s the difference?

Buying a new car is often a significant out of pocket expense. If you haven’t saved up enough cash to buy your car outright, you may be considering taking out a car loan. But what if there was a better way?

Read now >

What Happens To The Novated Lease When I Change Employer?

Are you changing jobs and aren’t sure what will happen to your novated lease from here?

Read now >

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