Salary Sacrificing for Defence Force Members

Fleet Network’s ADF Novated Leasing via salary sacrifice is the most tax-effective, hassle-free way of owning a car and we are here to organise it all for you! We specialise in helping Australian Defence Force members and government employees with their novated leases, so talk to us today.

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How does ADF Novated Leasing work?

Finding affordable car finance in between your busy working hours isn’t easy, but the team at Fleet Network are here to help.

Fleet Network’s ADF Novated Leasing is an arrangement whereby your employer agrees to finance your vehicle and its running costs from your pre-tax income. Fleet Network facilitates a three-way novated lease agreement between you (an Australian Defence Force member), your employer (ADF) and the finance company which allows you to save thousands by reducing your salary prior to tax. This is also known as Salary Sacrificing or Salary Packaging.

Speak with our Salary Sacrifice Defence Experts Today!

When you enquire about an ADF novated lease, you will always speak directly with our expert salary packaging team. Busy most of the day? It is our team’s pleasure to answer your calls outside of working hours in order to fulfill our brand promises and assist you in the best way possible. 

Our local team are available on 1300 738 601 or via email to answer any questions you may have.

The Fleet Network Difference

Here’s why more defence employees choose us to help them salary package and purchase their new car.

Personalised service, from start to finish

At Fleet Network, you’ll talk to a real person, not a call centre. From day one, you’ll have a dedicated novated lease specialist to guide you through the entire process.

Trade-ins made easy

Got a car that’s struggling to sell? If you would like us to take in your old car, we will negotiate with our network of wholesalers and dealers to sell it for the price you desire.

4-hour response time, guaranteed

With a team based right across Australia, we’re as local as you and will respond to your enquiry within four business hours – that’s our promise to you.

How Defence Force Members Can Save With Salary Packaging

The following table highlights the significant savings ADF members can be achieve with a Novated Lease via Salary Sacrifice. We have compared a Fleet Network Novated Lease against a third party car loan, borrowing against your home loan, or paying cash.

Fleet Network can get discounted purchase prices on vehicles, and with all running costs and finance included in a Novated Lease, it is a clear stand-out as the most cost-effective way for defence employees to get their car. 

Car Loan

Novated Lease

Mazda CX-5 GT Purchase Price


Cost of Finance (5 Years)


Running Costs


Novated Lease Costs


Total Cost Over 5 Years

$73,415 (inc. residual)